What is retail radio or in-store radio, and what does it cost?
Updated
Retail radio, also called in-store radio, is a radio station of your own for your shop or chain. You hear music, alternated with spoken messages about your offers, opening hours and announcements, scheduled per branch. Chains have traditionally bought the music from a provider such as Mood Media, Stingray or Kollekt.FM and had the messages recorded by voice actors. The cost has three parts: the subscription, the production of the messages, and the payment to Buma/Stemra and Sena for every branch where music by human makers can be heard. In 2026 those levies come to € 608 a year per branch for a shop of up to 200 m² with no more than five staff, base rate. With RadioMatic you pay nothing to Buma and Sena, because the music is generated entirely by AI and there are therefore no rightsholders.
What is the difference between in-store radio and background music?
Background music is only music. In-store radio adds voices: this week’s offer, late-night shopping, the loyalty card, an announcement that the tills close in ten minutes. It sounds like radio, but everything that is said is about your shop.
With an ordinary radio station you do not decide what plays. With in-store radio you do, and where. If one branch has a clearance sale, only the customers there hear those messages. If one shop stays open until nine on Thursdays, only that shop says so.
The Dutch word bedrijfsradio, company radio, is used for two things. Sometimes it means the same as in-store radio. Sometimes it means radio for staff, in a workshop, warehouse or canteen. That also counts as playing music in the legal sense. According to Mijnlicentie (in Dutch), a licence is needed as soon as music in a non-public space can be heard by three or more employees, and always in a public space, radio included. There is more on that under radio in the workplace.
How have chains traditionally arranged in-store radio?
The music comes from a background music provider. The messages are made separately. Someone writes a script, a voice actor records it, and the file is scheduled between the music at set times or per part of the day.
Mood Media describes that process on its Dutch site. Their copywriters write the script, voice actors and sound designers record it, and you approve it in an online portal. They literally call the combination with music "your own branded radio station". Their page on audio messaging now also says they use AI to create content for all locations.
Stingray Business, which has an office in Hilversum, lets you upload pre-recorded messages and place them between the music. Kollekt.FM supplies music with its own curator and a player that connects to your existing system.
That works, but with recorded messages every new script is a new recording. An offer that starts tomorrow, or an announcement for a single branch, fits it less well than a fixed campaign for the whole chain.
Should you go bespoke or ready-made?
There are roughly two ways to get a station of your own. The first is bespoke. An agency maps your brand and your customers, puts together a music format, has jingles and commercials made in a studio and sets the station up for you. That usually means a one-off set-up fee and then a fixed monthly amount, on quotation.
The second is a station you set up yourself on a platform, with fixed prices per location. You enter your business, your mood and your opening hours, and change messages whenever you need to.
Which one fits depends on how much you want to hand off and how often you want to change things. Bespoke gives a polished sound, but every change becomes a job. With a ready-made station a new promotion is a line of text you enter yourself. With both, the question remains whether the Buma/Stemra and Sena levies are included in the price.
What does in-store radio cost?
You pay for three things: the subscription for music and scheduling, the production of the messages, and the payment to Buma/Stemra and Sena. The Dutch sites of Mood Media, Stingray and Kollekt.FM list no prices for music or messages. That is by quotation. What Mood Media does publish is on What does Mood Media cost?
You arrange the levies yourself. Kollekt.FM says so plainly on its licensing page. The business owner applies for the public performance licence directly with the collecting societies in their own country. In the Netherlands those are Buma/Stemra and Sena.
For a shop of up to 200 m² with no more than five staff, those levies come to € 608 a year combined in 2026, per branch, base rate. If you have twenty branches, that is over € 12,000 a year, before the subscription and the recordings. The tariffs per sector and floor area are on music licence costs. The calculator below works out your own situation.
What should you ask a provider?
Ask whether the payment to Buma/Stemra and Sena is included in the price, and get the answer in writing. With music by human makers the answer is almost always no. If you do not ask, you end up comparing two quotes that are not the same thing.
Ask how long it takes before a new message is on air, what an extra recording costs, and whether you can schedule different messages per branch. And ask whether it plays on your existing sound system or needs a player of its own. Which equipment you need is covered in which music system you need.
Sources: Mood Media, in-store commercials, Mood Media, audio messaging, Stingray Business, audio advertising, Kollekt.FM, Atmosphere, Kollekt.FM, licensing and Mijnlicentie, do I need a licence, partly in Dutch. Tariffs: Buma/Stemra and Sena, tariff year 2026, including the RAAP-PPI surcharge. Consulted on 22 September 2026.
Work out what you save on your current licence.
Slide in your situation and you will see what you currently pay in music rights every year. That amount disappears, on top of what you save on your current music subscription.
How does RadioMatic do in-store radio?
RadioMatic makes the whole station with AI. You get music that moves with the time of day, DJ moments in which a presenter mentions your business by name, local news on the hour, and your own promotions and jingles between the tracks. If your offer starts tomorrow, you type it into the dashboard today. There is no need to book a studio.
Every branch gets its own mood and its own messages, from one dashboard. So only the branch with the clearance sale hears about that sale, and only the shop with late opening says it is open until nine. It plays on what is already there: Sonos, Chromecast, a browser, or line-in on your amplifier or PA.
The music is generated entirely by AI. There is no composer or lyricist, so nothing for Buma/Stemra. Nothing is due to Sena either, because there is no performing artist and the music is not released as a phonogram. We set that out in our legal memorandum. Starter costs € 29.99 per location per month, excluding VAT, billed yearly.
Read the legal reasoningWhy RadioMatic is something other than a playlist or the radio
A business owner who wants music on the premises usually picks from three things. A playlist from a streaming service, an ordinary radio station, or a royalty-free music package. This is where they differ.
| Playlist | Ordinary radio | Royalty-free | RadioMatic | |
|---|---|---|---|---|
| New music | Fixed list | Yes, but not your choice | Limited catalogue | New every day |
| Music that is yours alone | No | No | No | Yes, your own hits |
| Fits the time of day | Switch it yourself | No | Switch it yourself | Automatic |
| Names your business | No | No | No | Yes |
| Your own offers | No | Only if you buy advertising | No | Yes, with no studio |
| Local news and weather | No | Yes, the station’s | No | Yes, your town, your choice of topics |
| Other people’s adverts | No | Yes | No | No |
| Buma/Stemra and Sena | Payable | Payable | See the terms | Not payable |
New music every day
The station keeps getting new tracks in the same style, because the music is generated rather than drawn from a fixed list. A track that lands well with your audience comes round more often, and then it is your hit. It was made for your station and plays nowhere else.
It names your business
Between the tracks, DJ voices announce what is going on at your place. Your offer, your opening hours, this week’s deal. That used to need a studio and a voice actor.
It moves with the day
The morning, the rush and the last hour each call for something different. That is set per part of the day and happens by itself, with nobody behind the counter picking a new list.
Local news if you want it
A short bulletin on the hour about your own town, with the weather and the traffic alongside. You choose which subjects you want, or you switch it off entirely.
No one else’s advertising
On an ordinary station the business down the road advertises in between your tracks. With us, nothing comes in between that is not yours.
Every location from one screen
Each site keeps its own mood, its own promotions and its own opening hours, and you run them all from the same place.
A playlist is worn out within two weeks, and on an ordinary station the business down the road advertises in between your tracks. With us the station is yours. Your style, your announcements, and the tracks that land with your audience come round more often.
Questions that come with this
Further reading
- Which music system do you need for your venue or shop?Source, amplifier and speakers. What Sonos can and cannot do, and when to call an installer.
- Can you use Spotify in a business?No, and here is why. Plus what it costs you if you do it anyway.
- Can you use Spotify in a bar or restaurant?No. And what then lands on your doormat is a bill, not a fine.
- How does AI music for business work?What it is, how the levies work, and what to watch out for.
Ready to hear it for yourself?
Request access to the beta. Your own station for your business, 14 days free trial, and monthly cancellation if you pay monthly.