What is retail radio or in-store radio, and what does it cost?
Updated
The short answer Retail radio, also called in-store radio, is a radio station of your own for your shop, chain or shopping centre. You hear music, alternated with spoken messages about your offers, opening hours and announcements, scheduled per branch.
What you pay now With the traditional providers you pay for a subscription, the production of the messages and the levies to Buma/Stemra and Sena. What those levies are per branch, you work out below.
With RadioMatic The whole station is made with AI. You pay from € 29.99 per location a month and nothing to Buma and Sena.
Work out the levies per branch
Three questions, and you see what you now spend on Buma/Stemra, Sena and your music service.
How big is your business?
Complete in-store radio, without a studio
- A station of your own. The best music in your business every day, and the station remembers your hits.
- We handle your switch. After your trial we cancel Buma/Stemra, Sena and your old music service for you, free of charge. How the switching service works.
- Just atmosphere music, or a complete business radio. With a presenter who talks about your business between the songs, if you want, and with Professional also news and your own adverts.
- Works on what is already there. Sonos, Chromecast, a browser or the line-in of your amplifier.
- 14 days free. A reply within one working day and live in under ten minutes.
From € 29.99 per location per month. What you now pay Buma/Stemra and Sena goes, and so does your current music subscription.
What is the difference between in-store radio and background music?
Background music is only music. In-store radio adds voices for this week’s offer, late-night shopping, the loyalty card, and an announcement that the tills close in ten minutes. It sounds like radio, but everything that is said is about your shop.
With an ordinary radio station you do not decide what plays. With in-store radio you do, and where. If one branch has a clearance sale, only the customers there hear those messages. If one shop stays open until nine on Thursdays, only that shop says so.
The Dutch word bedrijfsradio, company radio, is used for two things. Sometimes it means the same as in-store radio. Sometimes it means radio for staff, in a workshop, warehouse or canteen. That also counts as playing music in the legal sense. According to Mijnlicentie (in Dutch), a licence is needed as soon as music in a non-public space can be heard by three or more employees, and always in a public space, radio included. There is more on that under radio in the workplace.
How have chains traditionally arranged in-store radio?
The music comes from a background music provider. The messages are made separately. Someone writes a script, a voice actor records it, and the file is scheduled between the music at set times or per part of the day.
Mood Media describes that process on its Dutch site. Their copywriters write the script, voice actors and sound designers record it, and you approve it in an online portal. They literally call the combination with music "your own branded radio station". Their page on audio messaging now also says they use AI to create content for all locations.
Stingray Business, which has an office in Hilversum, lets you upload pre-recorded messages and place them between the music. Kollekt.FM supplies music with its own curator and a player that connects to your existing system.
That works, but with recorded messages every new script is a new recording. An offer that starts tomorrow, or an announcement for a single branch, fits it less well than a fixed campaign for the whole chain.
Should you go bespoke or ready-made?
There are roughly two ways to get a station of your own. The first is bespoke. An agency maps your brand and your customers, puts together a music format, has jingles and commercials made in a studio and sets the station up for you. That usually means a one-off set-up fee and then a fixed monthly amount, on quotation.
The second is a station you set up yourself on a platform, with fixed prices per location. You enter your business, your mood and your opening hours, and change messages whenever you need to.
Which one fits depends on how much you want to hand off and how often you want to change things. Bespoke gives a polished sound, but every change becomes a job. With a ready-made station a new promotion is a line of text you enter yourself. With both, the question remains whether the Buma/Stemra and Sena levies are included in the price.
What does in-store radio cost?
You pay for the subscription for music and scheduling, the production of the messages, and the payment to Buma/Stemra and Sena. The Dutch sites of Mood Media, Stingray and Kollekt.FM list no prices for music or messages. That is by quotation. What Mood Media does publish is on What does Mood Media cost?
You arrange the levies yourself. Kollekt.FM says so plainly on its licensing page. The business owner applies for the public performance licence directly with the collecting societies in their own country. In the Netherlands those are Buma/Stemra and Sena.
For a shop of up to 200 m² with no more than five staff, those levies come to € 608 a year combined in 2026, per branch, base rate. If you have twenty branches, that is over € 12,000 a year, before the subscription and the recordings. The tariffs per sector and floor area are on music licence costs. The calculator at the top works out your own situation.
What should you ask a provider?
Ask whether the payment to Buma/Stemra and Sena is included in the price, and get the answer in writing. With music by human makers the answer is almost always no. If you do not ask, you end up comparing two quotes that are not the same thing.
Ask how long it takes before a new message is on air, what an extra recording costs, and whether you can schedule different messages per branch. And ask whether it plays on your existing sound system or needs its own player. Which equipment you need is covered in which music system you need.
Sources: Mood Media, in-store commercials, Mood Media, audio messaging, Stingray Business, audio advertising, Kollekt.FM, Atmosphere, Kollekt.FM, licensing and Mijnlicentie, do I need a licence, partly in Dutch. Tariffs: Buma/Stemra and Sena, tariff year 2026, including the RAAP-PPI surcharge. Consulted on 22 September 2026.
How does RadioMatic do in-store radio?
With RadioMatic the whole station is made with AI. You get music that moves with the time of day, DJ moments in which a presenter talks about your business, local news on the hour, and your own promotions and jingles between the tracks. If your offer starts tomorrow, you type it into the dashboard today. There is no need to book a studio.
Every branch gets its own mood and messages, from one dashboard. So only the branch with the clearance sale hears about that sale, and only the shop with late opening says it is open until nine. It plays on what is already there: Sonos, Chromecast, a browser, or line-in on your amplifier or PA.
The music is generated entirely by AI. There is no composer or lyricist, so nothing for Buma/Stemra. Nothing is due to Sena either, because there is no performing artist and the music is not released as a phonogram. We set that out in our legal memorandum. Starter costs € 29.99 per location per month, excluding VAT. Local news and your own messages, promotions and jingles come with Professional, € 79.99 per location per month.
Read the legal reasoningWhy RadioMatic is something other than a playlist or the radio
A business owner who wants music on the premises usually picks from three things. A playlist from a streaming service, an ordinary radio station, or a royalty-free music package. This is where they differ.
| Playlist | Ordinary radio | Royalty-free | RadioMatic | |
|---|---|---|---|---|
| New music | Fixed list | Yes, but not your choice | Limited catalogue | New every day |
| Music that is yours alone | No | No | No | Yes, your own hits |
| Fits the time of day | Switch it yourself | No | Switch it yourself | Automatic |
| Names your business | No | No | No | Yes |
| Your own offers | No | Only if you buy advertising | No | Yes, with Professional, no studio |
| Local news and weather | No | Yes, the station’s | No | Yes, with Professional, your town |
| Other people’s adverts | No | Yes | No | No |
| Several locations | Set up per location | No | Set up per location | Yes, from one place, each with its own mood |
| Buma/Stemra and Sena | Payable | Payable | See the terms | Not payable |
Questions about in-store radio
Further reading
- What does music in a shop cost in 2026?What music in a shop costs in Buma/Stemra and Sena fees, per square metre and per member of staff, with a calculator.
- Why do supermarkets play music, and what does it cost?What music does to shopping, the Belgian switch to AI music, and the levies per square metre.
- What is AI music in a shop, and what does it cost?How it sounds, what it costs against ordinary shop music, and what happens to the levies.
- Christmas and New Year music in your shop, what is allowed and what does it cost?Why old carols and Auld Lang Syne are not free, and how to get through the holidays without Buma and Sena.
Ready to hear it for yourself?
Try RadioMatic free for 14 days. Your own station for your business, without Buma/Stemra and Sena, and cancel monthly if you pay monthly.
Rather talk first? Book a 15-minute call